Building Wealth with Professional Asset Management

• My spouse took care of all our investments. Since he (she) died, I don’t know what to do or whom to trust.
• I don’t know where I should invest my money. I’m so confused by everything I read.
• I just received a large inheritance. I’ve never had to invest this much money before.
• I travel a lot now (business or pleasure) and I don’t have time to manage my investments like I used to.
• I recently sold my business (or other assets). Now I just need to figure out how to invest my money.
• I just received a large settlement from a lawsuit, divorce, etc.

Wealth Protection with Retirement/Estate Planning

• I’m retiring soon. I’m not sure how I should take distributions from my IRA and other plans.
• I’m a business owner/professional and I’m wondering what my options are for retirement plans.
• I’m changing jobs. Should I take a lump sum distribution from my current retirement plan?
• I want to avoid probate and save estate taxes.

Smooth Settling of an Estate

• I’m executor/personal representative of my father’s estate (trustee of my father’s trust). I don’t know what I’m supposed to do or how to do it.

Peace of Mind at Incapacity

• I worry about what will happen to me and my money if I become mentally or physically incapacitated.
• I’m concerned about my mother (father). I don’t have the time to help her with her finances, and I’m worried she might be taken in by some scam.

Caring for Loved Ones/Gifts

• One of my children is not responsible with his own money. I shudder to think what will happen to his inheritance — my money — after I die.
• I want my children to be responsible and productive — not spoiled or lazy from a large inheritance.
• I’d like to make gifts to my children and grandchildren to save estate taxes.
• I have a child with special needs. I worry about what will happen to him when something happens to me.
• I’d like to make a large gift to a charity.